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Samsung Electronics Approves Major Pension Deals and KRW 200 Billion AI Investment Plan

Prime Highlight

  • Samsung Electronics will purchase retirement pension policies worth over KRW 1 trillion from its affiliates to strengthen financial stability and returns.
  • The company will invest KRW 200 billion in a new technology fund to support AI innovation and future technology development.

Key Facts

  • The pension purchases include KRW 647 billion from Samsung Fire & Marine Insurance and KRW 142.2 billion from Samsung Securities.
  • Samsung Display, SDI, Electro-Mechanics, and SDS will each contribute KRW 20 billion to the SVIC 76 fund, which totals KRW 300 billion with affiliate participation.

Background

Samsung Electronics Co., Ltd. announced on Friday that its Board of Directors has approved a series of related-party transactions, including large-scale retirement pension policy purchases and a major investment in a new technology fund. The decisions involve several Samsung Group affiliates and aim to strengthen both financial stability and future innovation efforts.

For the 2025–2026 financial year, Samsung Electronics will buy retirement pension policies worth more than KRW 1 trillion. The approved amounts include KRW 54.4 billion from Samsung Life Insurance, KRW 142.2 billion from Samsung Securities, KRW 647 billion from Samsung Fire & Marine Insurance, and KRW 200 billion from Samsung Asset Management. The company said the purchases will help improve the “stability of retirement benefit management” and boost overall returns from pension operations.

Samsung also disclosed an update to its earlier pension deal with Samsung Securities. The premium estimate for 2025 has risen by over 20%, increasing from KRW 57.5 billion announced last November to KRW 70.6 billion.

In addition to its pension transactions, the electronics giant will invest KRW 200 billion in the New Technology Investment Association (SVIC 76). The fund was established by Samsung Venture Investment Corporation and will reach a total size of KRW 300 billion with contributions from other affiliates.

Samsung Display, Samsung SDI, Samsung Electro-Mechanics, and Samsung SDS will each invest KRW 20 billion, supporting collective efforts to identify technologies that can drive mid- to long-term AI innovation. The investment will be made in cash in December 2025.

Samsung confirmed that six independent directors attended the Board meeting, and the Audit Committee was also present during the approval process.